Roger Castonguay, CHS

Financial Security Advisor
Investment Representative

"Keep it simple and easy to follow." That’s my approach with my clients. I help simplify life, disability and critical illness insurances and investment concepts for my clients every day and I show them how they can apply these ideas to their unique situations. When the plan makes sense, it helps them feel more confident in achieving a fulfilled financial future on their own terms.

I’m dedicated to my clients and I put their needs first. I pride myself on a keen ability to listen and get to know them and their financial goals. I find solutions that make sense to their needs and I make sure they have a solid retirement plan so that they’re better prepared for unforeseen life events. My successful client relationships are due, in large part, to the deeply rooted trust that we build together right from the beginning.

I help professionals and their families in the areas of life insurance, investments, retirement, estate and succession planning. I also help clients who have small businesses in areas such as key person insurance partnership protection and employee benefits.

I attended McGill University for Music and Concordia University for Business. I’ve completed my life insurance licence in 1998, mutual funds in Canada licence in 2000 and my Certified Health Specialist designation in 2007. I’m currently working on my Chartered Life Underwriter designation.

I live in Quispamsis, New Brunswick with my wife Tracey and two daughters, Katherine and Victoria. When I’m away from the office, I enjoy reading and travelling with my family. I serve my community on several community boards.

I have a passion for aviation and have earned my pilot’s licence. I hope to fly single-engine aircrafts again soon. More recently, I’ve become interested in photography. I enjoy taking nature photos. I have a special love for photographing birds and animals.

Protect your paycheque 

Disability insurance works when you can’t. It can give you tax-free monthly income to help pay expenses if an illness or accident stops you from working. Not all disabilities are so easily recognized. Chronic pain or a mental health issue can also qualify as a disability. 

Ask an advisor: Why work with an advisor?

Learn the benefits of working with an advisor to help build a financial plan for your future.

 

 


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Description: This animated video introduces two characters named Lauren and Amina and illustrated graphics to show how an advisor can help create a financial plan to reach your goals.

Text “Ask an advisor” appears. The camera zooms out as the text lands in an outlined square. “Why work with an advisor?” fades in below. An illustration of a handshake draws on the right side of the frame.

Lauren: I could buy my insurance and investments online. Why should I work with an advisor?

Description: Lauren sits outside at a café table with a lemonade in front of her.

Amina: My advisor sees the big picture of how all my finances fit together.

Description: Cut to show both Lauren and Amina sitting at the table.

Amina: I might miss something important doing it myself.

Description: The frame fades to reveal various graphics representing a new pet, life insurance, marriage, estate planning, new home, luxury car, speed boat, health coverage, travel and cottage.

Amina: There’s a plan to achieve all my goals,

Description: A line enters the frame to select Lauren’s goals: life insurance, a new home, health coverage and a cottage. All other graphics fade away.

Amina: even when new ones pop-up.

Description: The advisor’s hand moves into the frame to add a travel goal.

Amina: If something unexpected happens in the economy or the markets, I won’t freak out thinking I have to change or fix something.

Description: The line and goals move up and down to represent a shifting stock market.

Amina: My advisor updates me regularly, so I feel confident I’m on track.

Description: Amina’s hand moved into frame, holding her phone. A notification appears on her phone with a mail icon that reads: “New message.

Amina: With an advisor, my financial future is one less thing I need to worry about.

Description: Cut back to Amina sitting at the table, showing Lauren her phone.

Text “Let’s talk. Contact me today.” appears with legal line: “Video produced by Canada Life. canadalife.com 1-204-946-1190”

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Have you thought about getting critical illness insurance? 

Now may be the time! Canada Life is offering a 5% reduction in premium on critical illness insurance.

Here’s what you need to know:

  • The reduction in premium is applied to the total premium for the life of the policy, including renewals.
  • Includes additional benefits, reissues (if original policy qualified for the discount) and rated premiums.


Understand the benefits of critical illness insurance

Critical illness can provide you the financial support you need during life’s most challenging moments. Focus on what matters most – getting better and being with family.

Some ways you could use a critical illness insurance payout include:

  • Protect your family savings – manage everyday costs (mortgage, food, vehicle costs, etc.).
  • Unexpected expenses – hospital parking, private or out-of-country medical treatment.
  • Financial planning – helps give you financial control while you’re dealing with a life changing medical condition.
     

Learn more about critical illness insurance, how it works and why you may need it. 
 

If you’re interested, I’d be happy to share more details with you and work together to determine which insurance products best fit your needs.